{"id":37593,"date":"2024-05-15T08:28:48","date_gmt":"2024-05-15T13:28:48","guid":{"rendered":"https:\/\/politicosaldesnudo.com.mx\/?p=37593"},"modified":"2024-05-15T08:28:48","modified_gmt":"2024-05-15T13:28:48","slug":"credito-infonavit-para-mexicanos-en-el-extranjero-requisitos-y-como-registrarse","status":"publish","type":"post","link":"https:\/\/politicosaldesnudo.com.mx\/index.php\/2024\/05\/15\/credito-infonavit-para-mexicanos-en-el-extranjero-requisitos-y-como-registrarse\/","title":{"rendered":"Cr\u00e9dito Infonavit para mexicanos en el extranjero: requisitos y c\u00f3mo registrarse"},"content":{"rendered":"<div class=\"content-body clearfix \">\n<div id=\"content-body-225-11915787\">\n<h3 class=\"subtitle\"><span style=\"font-size: 14pt;\">El pago de las cuotas se calcula en funci\u00f3n del ingreso, por ello es importante que se informe correctamente el monto real de las percepciones mensuales<\/span><\/h3>\n<p><span style=\"font-size: 14pt;\">El\u00a0<b>Infonavit contin\u00faa ampliando sus cr\u00e9ditos y ahora anunci\u00f3 que los 11.7 millones de connacionales que viven en Estados Unidos,<\/b>\u00a0tienen la opci\u00f3n de pagar su\u00a0<b>Cr\u00e9dito Infonavit<\/b>\u00a0o el de cualquier otra persona, a trav\u00e9s de una de las remesadoras participantes en el programa Infonavit Sin Fronteras.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">El organismo precis\u00f3 que desde el 1o de enero de 2024, cualquier trabajadora o trabajador independiente, incluso si no radica en M\u00e9xico, puede cotizar al Instituto del Fondo Nacional de la Vivienda para los Trabajadores y generar ahorro en su Subcuenta de Vivienda para acceder a los productos de cr\u00e9dito del Infonavit o complementar su pensi\u00f3n al momento de su retiro.<\/span><\/p>\n<\/div>\n<\/div>\n<div class=\"advertisment \">\n<div id=\"dfp-nota-1x1s\" data-google-query-id=\"CISq7Nngj4YDFQ7MKAUd39oGQA\"><\/div>\n<\/div>\n<div class=\"advertisment \">\n<div id=\"dfp-nota-1x3s\" data-google-query-id=\"CIWq7Nngj4YDFQ7MKAUd39oGQA\">\n<div id=\"google_ads_iframe_\/2000002\/la-prensa\/mexico_nota_1x3_0__container__\">\n<div id=\"inArticle_1\" class=\"st-placement inArticle_1 inArticle\">\n<div class=\"st-adunit st-adunit-tagged st-reset st-show\">\n<div class=\"st-adunit-ad st-reset\">\n<div class=\"st-display-render st-reset open 970x250\">\n<div class=\"st-canvas st-reset horizontal-static\"><span style=\"font-size: 14pt;\"><b>\u00bfQu\u00e9 beneficios tengo con mi cr\u00e9dito Infonavit?<\/b><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<article class=\"content-continued-body clearfix \">\n<div id=\"content-body-5851641-11915787\">\n<p><span style=\"font-size: 14pt;\">Seg\u00fan cifras del Instituto Mexicano del Seguro Social (IMSS), fuera de M\u00e9xico viven m\u00e1s de 12 millones de personas, las cuales, pueden cotizar de forma voluntaria al Infonavit para generar ahorro en su Subcuenta de Vivienda y, al cumplir con los requisitos de elegibilidad, acceder a un cr\u00e9dito para:<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Comprar una vivienda nueva o existente.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Adquirir un terreno.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Realizar mejoras o reparaciones en su hogar.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Construir su vivienda.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Pagar una hipoteca bancaria.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Puntualiz\u00f3 que del total de mexicanos viviendo en el extranjero, 7 mil 298 personas est\u00e1n registrados ante el Instituto Mexicano del Seguro Social como trabajadores independientes y 609 cotizan de forma voluntaria al Infonavit.<\/span><\/p>\n<article class=\"metropoli\nmedia col-md-4 inline-story \"><\/p>\n<div class=\"teaser \"><span style=\"font-size: 14pt;\"><b>\u00bfC\u00f3mo registrarme en infonavit si no vivo en M\u00e9xico?<\/b><\/span><\/div>\n<\/article>\n<p><span style=\"font-size: 14pt;\">Las y los migrantes que deseen registrarse deben:<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Ingresar a la p\u00e1gina del Instituto Mexicano del Seguro Social ).<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Dirigirse al apartado Accesos Directos y seleccionar Personas Trabajadoras Independientes.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Dar clic en Iniciar el Tr\u00e1mite y capturar la informaci\u00f3n solicitada. Es necesario tener a la<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">mano CURP, RFC, N\u00famero de Seguridad Social (NSS) y un correo electr\u00f3nico personal.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Indicar cu\u00e1l es la ocupaci\u00f3n y la zona geogr\u00e1fica del domicilio de la persona o de quienes<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">ser\u00e1n sus beneficiarios en M\u00e9xico.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Precisar el nivel de ingresos.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">El pago de las cuotas se calcula en funci\u00f3n del ingreso, por ello es importante que se informe correctamente el monto real de las percepciones mensuales.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Una vez que se indiquen los ingresos se mostrar\u00e1 en pantalla cu\u00e1nto se debe pagar por los servicios de aseguramiento ante el IMSS y el monto de aportaciones de vivienda para el Infonavit.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Es importante que los pagos se realicen de manera puntual, dependiendo de la periodicidad seleccionada (mensual, semestral o anual), para que las personas puedan generar ahorro en su Subcuenta de Vivienda y acceder a los productos de cr\u00e9dito que ofrece el Infonavit.<\/span><\/p>\n<article class=\"metropoli\nmedia col-md-4 inline-story \"><\/p>\n<div class=\"teaser \">\n<p class=\"kicker \"><span style=\"font-size: 14pt;\"><b>\u00bfC\u00f3mo verificar mi ahorro en el Infonavit?<\/b><\/span><\/p>\n<\/div>\n<\/article>\n<p><span style=\"font-size: 14pt;\">Para verificar el ahorro que se vaya generando en el Infonavit, las personas trabajadoras pueden consultar su Resumen de Movimientos desde Mi Cuenta Infonavit (micuenta.infonavit.org.mx).<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Por otro lado, los 11.7 millones de migrantes mexicanos que viven en Estados Unidos, tambi\u00e9n pueden pagar un Cr\u00e9dito Infonavit que est\u00e9 a su nombre o al de cualquier otra persona, a trav\u00e9s de las remesadoras que forman parte del programa Infonavit Sin Fronteras.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Las personas podr\u00e1n aprovechar las ventajas del tipo de cambio y no tendr\u00e1n que pagar la comisi\u00f3n por la recepci\u00f3n de los recursos en M\u00e9xico, ya que ese costo lo absorbe el Infonavit.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Para realizar el pago, s\u00f3lo es necesario proporcionar el n\u00famero a 10 d\u00edgitos del cr\u00e9dito, en cualquiera de las remesadoras participantes:<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Dolex.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Maxitransfers.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">InterCambio Express.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Barri Financial Group.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Solopin.<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Logical Telecom.<\/span><\/p>\n<\/div>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>El pago de las cuotas se calcula en funci\u00f3n del ingreso, por ello es importante que se informe correctamente el 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