{"id":38140,"date":"2024-05-23T07:42:28","date_gmt":"2024-05-23T12:42:28","guid":{"rendered":"https:\/\/politicosaldesnudo.com.mx\/?p=38140"},"modified":"2024-05-23T07:42:28","modified_gmt":"2024-05-23T12:42:28","slug":"desastres-naturales-afectaron-las-finanzas-de-uno-de-cada-cinco-estadounidenses","status":"publish","type":"post","link":"https:\/\/politicosaldesnudo.com.mx\/index.php\/2024\/05\/23\/desastres-naturales-afectaron-las-finanzas-de-uno-de-cada-cinco-estadounidenses\/","title":{"rendered":"Desastres naturales afectaron las finanzas de uno de cada cinco estadounidenses"},"content":{"rendered":"

Un informe de la Fed se\u00f1al\u00f3 que aproximadamente 20% de los adultos sufrieron percances econ\u00f3micos por las cat\u00e1strofes, un alza de casi 50% respecto al 2022.<\/em><\/span><\/p>\n

Alrededor de 20% de los adultos estadounidenses se vieron afectados econ\u00f3micamente por las cat\u00e1strofes naturales del a\u00f1o pasado, lo que supone un aumento de casi 50% respecto al 2022, inform\u00f3 ayer la Reserva Federal (Fed).<\/span><\/p>\n

El informe anual de la Fed sobre el bienestar econ\u00f3mico de los hogares revel\u00f3 que 19% de los adultos se declararon afectados econ\u00f3micamente por desastres naturales o fen\u00f3menos meteorol\u00f3gicos graves, como inundaciones e incendios forestales, en los \u00faltimos 12 meses.<\/span><\/p>\n

Los mayores cambios se registraron en el oeste de Estados Unidos, donde casi se duplic\u00f3 el porcentaje de personas que dijeron sufrir un impacto financiero por desastres naturales.<\/span><\/p>\n

En el sur, que incluye estados propensos a los huracanes como Florida, casi una cuarta parte de todos los encuestados se vieron afectados econ\u00f3micamente por cat\u00e1strofes naturales, mientras que s\u00f3lo 13% lo hizo en el noreste.<\/span><\/p>\n

En su informe, el banco central estadounidense se\u00f1al\u00f3 que algunas de las personas con mayor riesgo de sufrir cat\u00e1strofes naturales tienen menos probabilidades de contar con un seguro de vivienda.<\/span><\/p>\n

Los propietarios con ingresos m\u00e1s bajos, los que viven en el sur y los que ya se han visto afectados econ\u00f3micamente por una cat\u00e1strofe natural, ten\u00edan menos probabilidades de tener un seguro de hogar\u201d, revel\u00f3 el informe.<\/span><\/p>\n

El n\u00famero de adultos estadounidenses a los que les fue bien financieramente se mantuvo relativamente sin cambios en 72% durante el 2023, se\u00f1al\u00f3 la Fed.<\/span><\/p>\n

Sin embargo, la cifra oculta un cambio importante: entre los padres que viven con hijos menores de 18 a\u00f1os, s\u00f3lo 64% afirm\u00f3 que su situaci\u00f3n econ\u00f3mica es al menos buena, cinco puntos porcentuales menos que en el 2022.<\/span><\/p>\n

La inflaci\u00f3n sigui\u00f3 siendo la principal preocupaci\u00f3n financiera de los estadounidenses en el 2023, detall\u00f3 la Fed. Esto a pesar de una fuerte moderaci\u00f3n del alza de precios desde el 2022, cuando alcanz\u00f3 un m\u00e1ximo de varias d\u00e9cadas.<\/span><\/p>\n

La inflaci\u00f3n sigue afectando a los hogares en EU<\/span>
\nLos hogares estadounidenses siguieron sinti\u00e9ndose presionados por la inflaci\u00f3n a finales del 2023, pese a que las presiones de los precios disminuyeron; adem\u00e1s la mayor\u00eda dijo que su situaci\u00f3n financiera ha cambiado poco en el \u00faltimo a\u00f1o, inform\u00f3 ayer la Reserva Federal (Fed).<\/span><\/p>\n

Alrededor de 72% de los adultos estaban al menos bien financieramente en octubre del 2023, mostr\u00f3 la encuesta anual de la Fed sobre la econom\u00eda de los hogares y la toma de decisiones.<\/span><\/p>\n

El porcentaje es inferior a 78% del 2021 y el m\u00e1s bajo desde el 2016, aunque apenas ha variado desde 73% del 2022. La proporci\u00f3n de padres a los que les va al menos bien financieramente cay\u00f3 5 puntos porcentuales a 64%, el nivel m\u00e1s bajo desde el 2015, cuando comenz\u00f3 la recopilaci\u00f3n de datos.<\/span><\/p>\n

La inflaci\u00f3n sigui\u00f3 siendo la principal preocupaci\u00f3n financiera, seg\u00fan el informe, ya que 65% de los adultos afirm\u00f3 que los altos precios han empeorado su situaci\u00f3n, a pesar de que la inflaci\u00f3n al consumo cay\u00f3 bruscamente desde alrededor de 9% en junio del 2022 a menos de 4% en el momento en que se realiz\u00f3 la encuesta.<\/span><\/p>\n

Si bien 34% afirm\u00f3 que los ingresos mensuales de su familia han aumentado en el \u00faltimo a\u00f1o, 38% dijo que sus gastos tambi\u00e9n han subido.<\/span><\/p>\n

Alrededor de 63% de los adultos dijeron que podr\u00edan cubrir un hipot\u00e9tico gasto de emergencia de 400 d\u00f3lares usando dinero en efectivo, igual que en el 2022, pero menos que el m\u00e1ximo hist\u00f3rico de 68% del 2021. El mayor reto est\u00e1 en cubrir gastos de alquiler de vivienda.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Un informe de la Fed se\u00f1al\u00f3 que aproximadamente 20% de los adultos sufrieron percances econ\u00f3micos por las cat\u00e1strofes, un alza […]<\/p>\n","protected":false},"author":4,"featured_media":38141,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[2050],"tags":[],"class_list":["post-38140","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"\nDesastres naturales afectaron las finanzas de uno de cada cinco estadounidenses - 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