{"id":41303,"date":"2024-07-05T08:20:24","date_gmt":"2024-07-05T13:20:24","guid":{"rendered":"https:\/\/politicosaldesnudo.com.mx\/?p=41303"},"modified":"2024-07-05T08:20:24","modified_gmt":"2024-07-05T13:20:24","slug":"invita-amis-a-validar-cobertura-de-seguro-para-autos-tras-paso-de-beryl","status":"publish","type":"post","link":"https:\/\/politicosaldesnudo.com.mx\/index.php\/2024\/07\/05\/invita-amis-a-validar-cobertura-de-seguro-para-autos-tras-paso-de-beryl\/","title":{"rendered":"Invita Amis a validar cobertura de seguro para autos tras paso de \u2018Beryl\u2019"},"content":{"rendered":"

A ra\u00edz de que es una zona tur\u00edstica y de que el concentrado de vivienda es para turismo, las viviendas aseguradas en Quintana Roo superan el promedio nacional, pero veh\u00edculos est\u00e1 por debajo, lo anterior, en medio del paso de ciclones como\u00a0Beryl,<\/em>\u00a0inform\u00f3 la Asociaci\u00f3n Mexicana de Instituciones de Seguros (Amis).<\/span><\/p>\n

A nivel nacional, la Amis tiene registrado cerca del 25 por ciento de viviendas aseguradas, una mayor\u00eda importante ligadas a cr\u00e9ditos hipotecarios (cerca del 18 por ciento) y cerca del 7 por ciento a un seguro voluntario.<\/span><\/p>\n

La industria aseguradora precis\u00f3 que en Quintana Roo, de las cerca de 575 mil viviendas que reporta el Instituto Nacional de Estad\u00edstica y Geograf\u00eda (Inegi), poco m\u00e1s de 180 mil tienen seguro (31 por ciento). Porcentaje mayor al promedio nacional.<\/span><\/p>\n

Asimismo, en Quintana Roo, la industria aseguradora tiene registro de 231 mil veh\u00edculos asegurados, de los 988 mil que reporta Inegi, apenas 23 por ciento de aseguramiento, cifra por debajo del promedio nacional que es de 33 por ciento.<\/span><\/p>\n

Norma Alicia Rosas, directora general de la Asociaci\u00f3n, declar\u00f3 que \u201cfrente al paso de ciclones como\u00a0Beryl<\/em>\u00a0y cualquier otro, lo m\u00e1s importante es la integridad y la seguridad de las personas. Tras la atenci\u00f3n de las autoridades, observamos que, entre los da\u00f1os asegurados, los veh\u00edculos ocupan una cantidad relevante de reportes tras el paso de\u00a0Beryl<\/em>.<\/span><\/p>\n

\u201cPor ello, hacemos un llamado a todas las personas aseguradas que sufrieron da\u00f1os por este evento, a que se acerquen con su compa\u00f1\u00eda de seguros para validar la cobertura. Es com\u00fan que la protecci\u00f3n de los riesgos hidrometeorol\u00f3gicos est\u00e9n contemplados desde la cobertura de robo\u201d, describi\u00f3.<\/span><\/p>\n

Sobre las entidades afectadas por la tormenta, la Amis destac\u00f3 que las viviendas que tengan asegurados los inmuebles y contenidos contra riesgos hidrometeorol\u00f3gicos ser\u00e1n cubiertas y agrega que, en este momento, las aseguradoras se encuentran contabilizando los reportes de siniestros, toda vez que, la prioridad es la seguridad de las personas en las zonas afectadas.<\/span><\/p>\n

En el futuro<\/strong><\/span><\/p>\n

No todos los riesgos hidrometeorol\u00f3gicos se refieren al paso de huracanes, tambi\u00e9n consideran lluvias, desbordamientos, inundaciones y granizadas y en este sentido, la Amis emite las siguientes recomendaciones a la hora de contratar un seguro:<\/span><\/p>\n

1. Adquirir una p\u00f3liza que cubra cada uno de los riesgos catastr\u00f3ficos (s\u00edsmicos, volc\u00e1nicos, hidrometeorol\u00f3gicos y huracanes), dependiendo del lugar d\u00f3nde se viva.<\/span><\/p>\n

2. Analizar una suma asegurada suficiente acorde al valor de los bienes.<\/span><\/p>\n

3. Seleccionar los bienes cubiertos (edificio, contenidos-muebles, electr\u00f3nicos, mercanc\u00edas, entre otros).<\/span><\/p>\n

4. Determinar deducibles.<\/span><\/p>\n

5. Complementar con coberturas adicionales (remoci\u00f3n de escombros, responsabilidad civil, robo o pillaje, gastos extraordinarios, entre otros).<\/span><\/p>\n

6. Si se vive en condominio, las \u00e1reas comunes tambi\u00e9n deben asegurarse, hablar con los vecinos.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

A ra\u00edz de que es una zona tur\u00edstica y de que el concentrado de vivienda es para turismo, las viviendas […]<\/p>\n","protected":false},"author":4,"featured_media":41304,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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