{"id":66787,"date":"2025-07-14T00:10:57","date_gmt":"2025-07-14T06:10:57","guid":{"rendered":"https:\/\/politicosaldesnudo.com.mx\/?p=66787"},"modified":"2025-07-13T19:44:36","modified_gmt":"2025-07-14T01:44:36","slug":"spin-la-fintech-con-13-millones-de-clientes-y-sin-abrir-sucursales","status":"publish","type":"post","link":"https:\/\/politicosaldesnudo.com.mx\/index.php\/2025\/07\/14\/spin-la-fintech-con-13-millones-de-clientes-y-sin-abrir-sucursales\/","title":{"rendered":"Spin, la fintech con 13 millones de clientes y sin abrir sucursales"},"content":{"rendered":"

Spin, el brazo financiero de\u00a0Oxxo<\/a>, consigui\u00f3 en 3 a\u00f1os 13 millones de clientes y para una buena parte de ellos, se trat\u00f3 de su primer servicio financiero. Hoy en d\u00eda, su producto es utilizado por personas para comprar en plataformas digitales de comercio electr\u00f3nico y luego revender.<\/p>\n

Ricardo Olmos, director general de Spin, indica en entrevista que parte del \u00e9xito que ha tenido la firma financiera se explica por haber construido un estilo de ecosistema: por un lado, la tarjeta y aplicaci\u00f3n para hacer transferencias y pagos; por otro, la tienda, y aunado a ello, servicios de telefon\u00eda.<\/p>\n

Entender las necesidades del grueso de la poblaci\u00f3n, detalla, como lo es hacer recargas de saldo para celular,\u00a0hacer dep\u00f3sitos de dinero en efectivo en cualquier momento<\/a>\u00a0del d\u00eda o proporcionar servicios de recepci\u00f3n de remesas sin comisiones excesivas tambi\u00e9n son parte del plan con el que Spin busca atraer a la mayor cantidad de clientes.<\/p>\n

La firma financiera de Oxxo ya se encuentra conectada directamente al Sistema de Pagos Electr\u00f3nicos Interbancarios (SPEI), el canal por el que pasan todas las transacciones virtuales del sistema financiero mexicano, opera con una licencia de instituci\u00f3n de tecnolog\u00eda financiera, y ante el crecimiento,\u00a0el siguiente paso es convertirse en un banco<\/a>, hecho que fue anunciado a finales de febrero de este a\u00f1o.<\/p>\n

\u201cEn 3 a\u00f1os hemos logrado algo impensable, que ninguna otra entidad financiera ha hecho en M\u00e9xico: incluir a m\u00e1s de 13 millones de mexicanos (al sistema financiero), m\u00e1s de la mitad de ellos son mujeres y en varios municipios de M\u00e9xico tenemos ya una penetraci\u00f3n de m\u00e1s de 35 por ciento, especialmente en aquellos que no tienen una buena infraestructura financiera.<\/p>\n

\u201cMensualmente,\u00a0estamos haciendo cerca de 64 millones de transacciones<\/a>, lo que implica que nuestros clientes conf\u00edan m\u00e1s de mil 400 transacciones por minuto y eso nos llena de orgullo, tener no solamente env\u00edo de dinero desde una parte a otra de M\u00e9xico, sino tambi\u00e9n remesas desde Estados Unidos a M\u00e9xico, precisa Olmos.<\/p>\n","protected":false},"excerpt":{"rendered":"

Spin, el brazo financiero de\u00a0Oxxo, consigui\u00f3 en 3 a\u00f1os 13 millones de clientes y para una buena parte de ellos, […]<\/p>\n","protected":false},"author":4,"featured_media":66788,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[2050],"tags":[],"class_list":["post-66787","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"\nSpin, la fintech con 13 millones de clientes y sin abrir sucursales - 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