{"id":83830,"date":"2026-04-30T00:12:38","date_gmt":"2026-04-30T06:12:38","guid":{"rendered":"https:\/\/politicosaldesnudo.com.mx\/?p=83830"},"modified":"2026-04-29T22:38:41","modified_gmt":"2026-04-30T04:38:41","slug":"visa-lanza-pruebas-de-pagos-con-ia-compras-automaticas-llegan-a-la-region","status":"publish","type":"post","link":"https:\/\/politicosaldesnudo.com.mx\/index.php\/2026\/04\/30\/visa-lanza-pruebas-de-pagos-con-ia-compras-automaticas-llegan-a-la-region\/","title":{"rendered":"Visa lanza pruebas de pagos con IA: compras autom\u00e1ticas llegan a la regi\u00f3n"},"content":{"rendered":"<p class=\"nota-justify\">Comprar un vuelo, pagar un servicio o hacer un pedido en l\u00ednea dejar\u00e1 de ser una acci\u00f3n directa de los consumidores. En su lugar, un sistema de inteligencia artificial (IA) ejecutar\u00e1 la transacci\u00f3n con instrucciones previamente definidas y bajo ciertos l\u00edmites, como monto, tipo de gasto o validaciones de seguridad.<\/p>\n<p class=\"nota-justify\">Visa anunci\u00f3 este mi\u00e9rcoles el lanzamiento de\u00a0<i>Agentic Ready<\/i>\u00a0en Am\u00e9rica Latina y el Caribe, un programa con el que bancos y empresas de pagos empezar\u00e1n a probar compras y transacciones hechas por sistemas de\u00a0<a href=\"https:\/\/www.jornada.com.mx\/noticia\/2026\/04\/25\/economia\/mexico-frente-a-la-ia-entre-el-impulso-externo-y-la-deuda-interna-en-productividad\" target=\"_blank\" rel=\"noopener\">IA<\/a>\u00a0en nombre de los usuarios, en un entorno donde el uso de credenciales digitales ya ha reducido el fraude en 70 por ciento.<\/p>\n<p class=\"nota-justify\"><a href=\"https:\/\/www.jornada.com.mx\/noticia\/2026\/03\/29\/economia\/sin-contacto-30-de-los-pagos-con-tarjeta-en-negocios-del-pais\" target=\"_blank\" rel=\"noopener\">Visa<\/a>\u00a0explic\u00f3 que el esquema contempla pruebas tanto en entornos controlados como en operaciones reales, para ver c\u00f3mo funcionan en la pr\u00e1ctica los pagos hechos por estos sistemas.<\/p>\n<p class=\"nota-justify\">Esto incluye revisar pasos como el registro de tarjetas, la verificaci\u00f3n de identidad, la autorizaci\u00f3n de compras y la detecci\u00f3n de posibles riesgos.<\/p>\n<p class=\"nota-justify\">El programa se inserta en una etapa temprana de desarrollo del llamado\u00a0<a href=\"https:\/\/www.jornada.com.mx\/noticia\/2026\/03\/15\/economia\/nvidia-reporta-ingresos-record-y-apuesta-por-la-ia-agentica\" target=\"_blank\" rel=\"noopener\">comercio ag\u00e9ntico<\/a>, en el que sistemas automatizados pueden ejecutar decisiones de compra bajo par\u00e1metros definidos por los usuarios.<\/p>\n<p class=\"nota-justify\">En ese contexto, uno de los ejes es evaluar los mecanismos de control y trazabilidad de las operaciones, as\u00ed como la forma en que se acredita el consentimiento del titular.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Comprar un vuelo, pagar un servicio o hacer un pedido en l\u00ednea dejar\u00e1 de ser una acci\u00f3n directa de los 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