{"id":87055,"date":"2026-07-20T00:14:01","date_gmt":"2026-07-20T06:14:01","guid":{"rendered":"https:\/\/politicosaldesnudo.com.mx\/?p=87055"},"modified":"2026-07-20T00:14:01","modified_gmt":"2026-07-20T06:14:01","slug":"la-pension-una-promesa-que-tarda-treinta-anos-en-cumplirse","status":"publish","type":"post","link":"https:\/\/politicosaldesnudo.com.mx\/index.php\/2026\/07\/20\/la-pension-una-promesa-que-tarda-treinta-anos-en-cumplirse\/","title":{"rendered":"La pensi\u00f3n: una promesa que tarda treinta a\u00f1os en cumplirse"},"content":{"rendered":"<p><em>\u201cQuien tiene la voluntad tiene la fuerza\u201d. \u2013 Menandro.<\/em><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Los sistemas de pensiones representan uno de los mayores desaf\u00edos financieros que enfrentan los gobiernos modernos. A diferencia de una carretera, un hospital o una obra p\u00fablica, cuyos resultados pueden medirse en cuesti\u00f3n de meses, un sistema pensionario s\u00f3lo demuestra su fortaleza despu\u00e9s de varias d\u00e9cadas. Ah\u00ed radica precisamente su complejidad: administrar el presente sin hipotecar el futuro.<\/strong><\/p>\n<p><strong>En una \u00e9poca donde la pol\u00edtica suele privilegiar los beneficios inmediatos, las pensiones obligan a pensar con visi\u00f3n de Estado. Cada trabajador que ingresa al servicio p\u00fablico comienza, desde ese primer d\u00eda, a construir un derecho que ejercer\u00e1 treinta o cuarenta a\u00f1os despu\u00e9s. Ese simple hecho convierte a los institutos de pensiones en una de las instituciones m\u00e1s delicadas y estrat\u00e9gicas de cualquier administraci\u00f3n.<\/strong><\/p>\n<p><strong>El problema es que las matem\u00e1ticas nunca han entendido de discursos pol\u00edticos.<\/strong><\/p>\n<p><strong>El envejecimiento de la poblaci\u00f3n, el incremento en la esperanza de vida y la disminuci\u00f3n proporcional de trabajadores activos frente al n\u00famero de jubilados han colocado a pr\u00e1cticamente todos los sistemas pensionarios del mundo bajo una enorme presi\u00f3n financiera. No es un fen\u00f3meno exclusivo de M\u00e9xico ni de Veracruz; es una realidad global.<\/strong><\/p>\n<p><strong>En el caso del Instituto de Pensiones del Estado, las cifras muestran tanto su fortaleza como el enorme compromiso que representa administrarlo. Actualmente, alrededor de 98 mil trabajadores activos sostienen el pago puntual de las pensiones de m\u00e1s de 37 mil jubilados y pensionistas, lo que significa que apenas 2.6 trabajadores activos respaldan cada pensi\u00f3n. Esa proporci\u00f3n obliga a mantener un equilibrio financiero permanente.<\/strong><\/p>\n<p><strong>A ello se suma un patrimonio institucional superior a 6 mil 193 millones de pesos y una Reserva T\u00e9cnica hist\u00f3rica de 3 mil 211 millones de pesos, recursos que no constituyen dinero disponible para el gasto cotidiano, sino el respaldo financiero que permitir\u00e1 cumplir obligaciones que seguir\u00e1n existiendo dentro de veinte o treinta a\u00f1os.<\/strong><\/p>\n<p><strong>Precisamente por ello resulta indispensable abrir un debate serio, responsable y desprovisto de demagogia sobre el futuro del sistema.<\/strong><\/p>\n<p><strong>Durante a\u00f1os se evit\u00f3 discutir un tema pol\u00edticamente inc\u00f3modo: la necesidad de establecer topes pensionarios y un salario regulador que impidan distorsiones en el c\u00e1lculo de las jubilaciones. No hacerlo ser\u00eda condenar al propio sistema a una presi\u00f3n financiera creciente que terminar\u00eda afectando a quienes leg\u00edtimamente esperan una pensi\u00f3n digna.<\/strong><\/p>\n<p><strong>No se trata de cancelar derechos adquiridos ni de vulnerar conquistas laborales. Se trata de impedir que casos excepcionales, derivados de esquemas legales concebidos en otras circunstancias econ\u00f3micas o de pr\u00e1cticas que permit\u00edan inflar el salario base en la recta final de la vida laboral, comprometan la viabilidad de un sistema del que dependen decenas de miles de familias.<\/strong><\/p>\n<p><strong>La verdadera justicia social consiste en garantizar que todos puedan recibir una pensi\u00f3n digna, no en preservar privilegios que terminen poniendo en riesgo el derecho colectivo.<\/strong><\/p>\n<p><strong>Si el proyecto de fortalecimiento que actualmente impulsa el Instituto de Pensiones del Estado avanza con criterios actuariales, responsabilidad financiera y visi\u00f3n de largo plazo, podr\u00eda convertirse en uno de los logros m\u00e1s importantes del gobierno de Roc\u00edo Nahle Garc\u00eda. No ser\u00e1 una reforma espectacular ni generar\u00e1 aplausos inmediatos, pero s\u00ed podr\u00eda asegurar la estabilidad de uno de los pilares m\u00e1s sensibles de la seguridad social en Veracruz.<\/strong><\/p>\n<p><strong>En ese contexto, tambi\u00e9n resulta inevitable observar con cautela las versiones que buscan desacreditar la conducci\u00f3n del Instituto. M\u00e1s que un debate t\u00e9cnico, en ocasiones parecieran formar parte de una disputa pol\u00edtica por recuperar espacios de decisi\u00f3n sobre una instituci\u00f3n que durante d\u00e9cadas fue objeto de pr\u00e1cticas discrecionales, opacidad y un manejo que debilit\u00f3 sus finanzas. La historia reciente de Veracruz demuestra que cuando los fondos p\u00fablicos se convierten en bot\u00edn pol\u00edtico, quienes terminan pagando la factura son los trabajadores.<\/strong><\/p>\n<p><strong>Las pensiones no pueden administrarse con ocurrencias ni con c\u00e1lculos electorales. Exigen disciplina financiera, transparencia y decisiones que muchas veces resultan impopulares, pero necesarias.<\/strong><\/p>\n<p><strong>Porque la responsabilidad de un gobernante no consiste \u00fanicamente en resolver los problemas del presente, sino en garantizar que dentro de treinta a\u00f1os exista todav\u00eda un sistema capaz de honrar la promesa hecha a quienes hoy trabajan con la confianza de que su esfuerzo tendr\u00e1, llegado el momento, una recompensa digna y sostenible.<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Al tiempo.<\/strong><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-87043\" src=\"https:\/\/i0.wp.com\/politicosaldesnudo.com.mx\/wp-content\/uploads\/2026\/07\/FIRMA-EDITORIAL-PD-4.jpg?resize=1024%2C125&#038;ssl=1\" alt=\"\" width=\"1024\" height=\"125\" 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[&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":78055,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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